Lower-cost TIN-only background check.

Underwriting now offers two background check options for US-based merchants. The full corporate and individual check ($10) runs TIN validation, SSN validation, a Secretary of State lookup, and a sanctions search. A new TIN-only option ($2) validates the TIN alone, for when you need to confirm a business without paying for the full set. Each option keeps its own most recent result in the dashboard, and TIN-only checks bill on their own statement line.

Same-day inclusion with a 0-day funding timeline.

The ACH funding timeline can now be set to 0 days. Payments taken before an hourly batch run are included in that same run's merchant credit file instead of waiting for the next run, letting you fund merchants a day sooner. The entry effective date is still the next banking day, so 0 means "included in this batch," not same-day settlement.

French, German, Dutch, and Spanish in sign-up and the dashboard.

Sign-up and the dashboard are now localized for France, Germany, the Netherlands, and Spain. Users choose their language when they set their password for the first time and can change it any time from My Profile. Amounts and dates follow the selected locale.

Applications list sorted by what needs attention.

The applications list now opens with the items most likely to need attention at the top: In Progress shows the oldest applications first, Approved shows the most recent first. Switching between the two returns to that default, and sorting by a column still works as before.

Compliant surcharging is disabled with Interchange+.

Compliant surcharging and Interchange+ pricing cannot be combined. Turning on Interchange+ now hides the compliant surcharging option and switches it off, and the API rejects any pricing or pricing-template save that has both. Payer rate and fee inputs remain available with Interchange+, and fee calculation, statements, and reports are unchanged.